




No, this is a common myth. Insurance companies cannot legally raise your premiums in Illinois solely for hiring a public adjuster.
Why?
That would violate anti-retaliation laws that protect you from something like that happening. Premium increases happen regionally when an area experiences high claim activity which then affects everyone in that zone regardless of whether they used a Public Adjuster. You have the legal right to hire a public adjuster who will fight for your every last dollar.
No, Illinois insurance law protects you from retaliatory cancellation. Insurance companies cannot drop your coverage mid-term solely for hiring a public adjuster because that would violate Illinois Insurance Code.
They can only cancel for specific reasons like non-payment, fraud, or material risk increase. At renewal, they must provide 30-60 days notice and cannot retaliate against you for exercising your legal right to professional representation under Illinois law.
Yes and here's why.
Insurance companies are billion-dollar corporations with teams of lawyers, adjusters, and executives whose job is to minimize payouts and maximize profits.
You need someone fighting exclusively for YOU.
Public adjusters in Illinois are licensed professionals who work solely for policyholders and not insurance companies. We know building codes, roofing standards, and your policy rights.
While their adjuster works to pay you less, we work to ensure you get every dollar you're entitled to under your policy.
Insurance companies have the resources, experience, and legal teams working against you. Level the playing field, hire a Public Adjuster








Shamburg Office
1937 Wright Blvd,
Schaumburg, IL 60193
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